Many people’s dream of owning their homes is sometimes hampered by a single factor: the huge bureaucracy of real estate financing. This seems to be the most viable way for Brazilians to acquire goods of this size, and it is important to know how to understand the system.

From some good practices, it is possible to overcome the bureaucracy and finance the property without so many inconveniences, headaches or more serious problems in the future. At this point, the role of the realtor and the consultant can be critical. Want to know how to do it all? Here are some tips:

Seeking practicality

Real estate financing requires a lot of care and good analysis before approval, which can result in unnecessary problems and annoyances for the buyer. Avoiding financing bureaucracy  is almost impossible, but some attitudes and actions can make the process more practical.

The biggest problem is the proof of income. This process can be the most time-consuming and detailed to get approval. The tip at this point is to unite all the required documents that prove your income. Pay attention to the cases of freelancers and professionals for this proof.

Reading the contract carefully and seeking information from those who understand financing is also a wise move. This way, you will be in on all the details and get to know the financing process more deeply.

With technological advances, it is already possible to consult the status of approval of your request for financing over the internet, as well as it is also possible to do an online simulation, giving the buyer an idea of ​​the values ​​and rates.

Search for a consultancy

A good way to avoid bureaucracy and go through the whole process is to have the help of a specialized consultancy.

When looking for a consulting company, half the headache is already eliminated. The function in these cases is to streamline the process between the buyer and the seller, taking care and assisting while the real estate financing process is taking place.

There is a big difference between the consultant and the realtor. The consultant sells the financing and not the property itself. This is the role of the broker, who also plays an important role in the process.

Opt for properties that are already ready

Another important tip is to always opt for properties that are already ready. Financing for real estate in the plant is much more bureaucratic, not to mention that your waiting time will be longer.

Having a Realtor

Whoever wants to buy a house, no matter how much they research on how to finance it, always has some questions or something recent that they still don’t know. The real estate agent offers great help for being aware of all the laws and rules of this market.

This professional will not only help the buyer to properly choose the ideal house, but will also monitor whether the financing is viable or not for the profile and the chosen house.

For the buyer who wants to avoid all the bureaucracy required by real estate financing, the best alternative is to do business with a broker and a consultant, in order to shorten the process and alleviate the problems.

Another important tip is to always opt for properties that are already ready. Financing for real estate in the plant is much more bureaucratic, not to mention that your waiting time will be longer.

 

You may also like...

Leave a Reply

Your email address will not be published. Required fields are marked *